The modern pension system provides for the calculation of pensions on the basis of two components - funded and insurance parts. The size of the pension of a working pensioner is easy to calculate yourself by following a few simple steps.
Necessary
- - employment history;
- - calculator.
Instructions
Step 1
Collect data to calculate the pension of a working pensioner: year and age at which you retired, total work experience, and average income over 5 years of continuous service.
Step 2
Calculate the amount of your pension using a special formula: RP = SK * (ZR / ZP) * NWP. To do this, you need to know the designations of the components of the formula:
RP - the size of the pension;
SK is the experience coefficient, which has a value of 0.55;
ЗР - average monthly salary for any period of 5 years of continuous work;
Salary - average monthly salary for the period 2000-2001. in the RF;
NWP is the average monthly wage for the period of the third quarter of 2002.
Step 3
Calculate the amount of the insurance part, which is included in the amount of the pension of a working pensioner, according to the formula: SCh = PC / T + B. Here you will find other components and their designations, where:
СЧ - the insurance part of your old-age pension;
PC - the estimated capital of the insured person, calculated from the day when the person was insured;
T is the waiting period for pension payment, calculated in months, for periods of at least 228 months, i.e. 19 years;
B - the basic pension amount equal to 2,562 rubles per month for each insured person, except for persons who have reached the age of 80.
Step 4
Calculate the size of the funded part of the pension using the formula: LF = PN / T, where:
PN - the sum of all pension savings of a working pensioner;
T is the period, in months, during which the pension is expected to be paid.
After this calculation, make a final calculation of the pension using the formula: P = MF + LF, where:
P - pension;
SCh - insurance part;
LF - storage part.
