Today there are a huge number of opportunities to make money. At the same time, there are options when you do not need to adjust to the mood of the authorities, and the level of income will depend only on your own efforts, enthusiasm and determination. This is how insurance company advertisements usually begin. And what is the real situation?
What does it mean to be an agent
An insurance agent is a freelance employee of an insurance company who receives a fixed fee for entering into insurance contracts with clients recruited by the agent to the firm.
If you decide to try yourself in the field of insurance, then you need to determine for yourself a number of points: how much time are you willing to spend on working as an agent, are you ready to constantly learn something new, whether insurance will become your main job or just an additional income, whether you will you represent only one company or several, etc.
First, you need to decide on the insurance company, the representative of which you plan to become. Usually, such institutions already have specialists trained to work with future employees. You will most likely complete the training for free. It will take from one to several months in time. This time is enough to master the basics of insurance, technical aspects of paperwork, to get some psychological training.
After that, you will start working with potential clients. The methods for finding them will be shared with you, your task will be to choose the methods that are suitable for yourself and put them into practice. In fact, there are not so many ways, they are divided into active and passive. Passive includes advertising in the media and the Internet, active - personal meetings with people for direct contact. Each type of technique has its pros and cons, and the choice of one method or another depends on your goals.
To make good money in the field of an insurance agent, you need to work hard and hard, develop your sociability, expand your horizons. In addition, practice shows that it is most beneficial to be a universal agent, that is, to cooperate with a number of companies, offering its clients a wide range of services of insurance agencies. Just be sure to check if your company's policy is prohibited from cooperating with competing organizations. Remember the main thing: working as an agent is not easy money. If you plan to make a lot of money here quickly and without effort, do not start - you will be disappointed.
Be prepared also for impartial statements addressed to your insurance agency and you personally. All people are different, people's moods are also different, and you should not pay attention to what they say around. But you get the opportunity to plan your working day, schedule and income.
Working as an insurance broker
The question also arises, is there a career growth for insurance agents? In general, in most companies, career growth is expressed in an increase in the percentage received by an agent from transactions, in addition, there is an opportunity to become a group coordinator and train newcomers.
Having become proficient in this field of activity, you may well open your own insurance company by becoming a broker. And if before that you were only a private representative of the agency, providing services for the conclusion of transactions, and you did not have financial costs at all, then the insurance broker needs to draw up documents as a legal entity, rent a room, hire an accountant and agents. And now you no longer work on attracting customers yourself, but control the work of your employees.
Summarizing the above: there are prospects of working as an insurance agent, but before deciding to cooperate with insurance companies, weigh the pros and cons for yourself.
