Bank agents are freelancers who work for a fee that is received for each client they refer. Thus, you can earn money by contacting a banking institution on your recommendation.
Basics of work
Anyone can become a bank agent. You do not need to have an appropriate education for this. The main thing is to be a literate person and have a desire to understand the services that the bank provides to the population. For this, you will be provided with training. In some credit institutions, agents are assigned an employee to whom they can always contact. The presence of such a mentor greatly facilitates the work, because you can call him during working hours and clarify some point.
To get an agency fee from a bank, you don't have to look for clients on the side. Maybe your relatives, acquaintances or friends will be interested in the products of the credit institution. If an interest in obtaining a loan or debit card from a certain bank appeared after your consultation, a person applies there on your recommendation. You can also inform your bank about the contacts of a person who is ready to give consent to receive services after talking with you.
Bank employees will contact him and conclude an agreement. And you will receive an agreed percentage for the transaction or a fixed amount of remuneration.
You can offer bank services not only to your own. If you search for clients on the Internet, you are likely to receive more income than consulting family and members of your circle of friends. In addition, you can combine the work of a bank agent with your main activity. If you work with a specific base of individuals, you can attract someone from it. Just remember that you need to do this outside of working hours and only with those with whom you have established informal, almost friendly relations.
Remember that it is officially prohibited in many companies to engage in personal business while on the job, as is the use of customer bases for purposes other than work.
Benefits and pitfalls
Working as a banking agent has both pros and cons. Among the first should be noted a free schedule, independent drawing up of a work plan. The downside is the lack of a guarantee of the result. The point is that the essence of an agent's work is to attract customers. People can apply to the bank on your recommendation for a loan, but not get approval from the inspector. It turns out that you did your part of the work, but did not receive the remuneration, because it is paid only for new clients.
