The pension reform, which was finally adopted in Russia on October 3, increased the retirement age by 5 years. However, the right to early retirement remains with citizens (adjusted for the increased age). In addition, along with this reform, new opportunities for early retirement based on insurance experience will be adopted.
How can you retire early?
Despite the general provisions of the Federal Law, there are categories of working citizens who have the right to apply for special conditions for retirement.
Employees of particularly difficult and harmful professions, working 7, 5 for women and 10 years for men, with a total length of service of at least 15 and 20 years, respectively, may become pensioners earlier. For women, the retirement age will be 45 years, for men - 50.
Rest after difficult working conditions is possible with a total work experience of at least 20 years for women and 25 for men, with a period of work in difficult conditions of 10 years and 12.5 years for women and men. Then a woman can retire at 50, and a man later at 55.
There are also a number of professions that give the right to early retirement, taking into account only the work experience. For example, having worked in the flight crew of civil aviation for 20 and 25 years (for women and men, respectively); at least 25 years of teaching activities in institutions for children; full-time employment in underground and opencast mining (including personnel of mine rescue units) for the extraction of coal, shale, ore and other minerals and in the construction of mines and mines for 25 years; and in a number of other professions, an employee can retire regardless of age or length of service.
Early retirement based on length of service
Since 2019, an additional preferential basis for retirement has been introduced - the presence of an insurance record.
The insurance experience differs from the labor experience in that it includes not only the periods of work during which the citizen was officially employed and insurance payments were paid for him, but also other periods:
• military or equivalent to military service, • Caring for a child up to 1, 5 years old (but the total number should not exceed 6 years), • receiving benefits for temporary incapacity for work, • receiving unemployment benefits, • participation in paid public works, • relocation (relocation) to another locality for employment in the direction of the employment service, • caring for a disabled person of the first group, a disabled child or a person over 80 years old, and other periods.
However, it should be borne in mind that these periods are counted in the insurance experience only if before or immediately after there were periods of official employment, during which the employer pays insurance premiums for the citizen.
Having insurance experience allows you to retire earlier, but not earlier than reaching a certain age - 55 years for women and 60 years for men. It should be 37 years and 42 years for women and men, respectively. If you have the required experience, you have the right to go on early rest.
