In Russia, the housing problem exists for many people. For some, buying their own home becomes a problem, for others - expanding the living space. The need for additional square meters is especially acute for large families, because they often have very limited financial resources. How can they improve living conditions?
Instructions
Step 1
Both federal and local authorities provide various programs to help large families. To find out about them, contact the social welfare center in your city or area. There you can queue up for free housing or learn more about the benefits when buying an apartment for a large family.
Step 2
Take an interest not only in the programs offered for large families, but also in other opportunities. For example, in a number of regions there are benefits for the purchase of housing for young families where one of the parents is under 35 years old. If you fit into this category, then you can take part in this program.
Step 3
If one of your children was born after January 1, 2007, you are entitled to maternity capital that can be used to improve living conditions. But you can only pay for part of the housing with it when the child is three years old. If you still do not have this certificate, apply for it, but keep in mind that the certificate is given only once - if after 2006 you have two children, you will still receive a certificate for only one of them.
Step 4
Ask banks about preferential mortgage loans for large families. There is such a proposal, for example, in OTP Bank and a number of others.
Step 5
Consider building your own home outside the city. An apartment of the same size in the city center will cost you much more. Many municipalities provide preferential land allocation for parents with many children, as well as loans for the purchase of building materials and communications. car. At the birth of their third child, the family is provided with assistance of 100 thousand rubles, which can be spent on a number of purposes, including buying a car.
