The formation of pension savings or the funded part of the pension is carried out by paying the employer's insurance contributions to the Pension Fund of the Russian Federation or other non-state pension funds. Contributions are paid for each employee in the amount of 6% of his salary. Pension savings are paid along with the main body of the song. If a person has not lived up to retirement age, the legal successor can receive his pension savings.
Necessary
- death document of a person with retirement savings
- current account to which pension savings will be received
Instructions
Step 1
Specify the possibility of receiving pension savings. First of all, the children and spouses, as well as the parents of the deceased (regardless of their ability to work, age and status), are recognized as legal successors to the ownership of pension savings. If none were found, then brothers and sisters, grandparents or grandchildren are considered the legal successors. All of the above persons are recognized as legal successors in the event that the deceased could not live up to the designated retirement age and regularly replenished his ILS with appropriate contributions. The second case of inheritance of a funded pension is the death of the insured person before the re-calculation of the amount of the funded pension, taking into account all other additional pension savings.
Step 2
Prepare documents on the death of the insured person and having an individual personal account (ILS) with the Pension Fund of the Russian Federation or other non-state pension fund. These documents include a death certificate and SNILS (green laminated pension insurance certificate with an indication of ILS). You need to make photocopies of documents in advance. Photocopies are recommended to be certified by a notary.
Step 3
Contact the territorial department of the Pension Fund of the Russian Federation or the representative office of a non-state pension fund in order to write a statement on the succession of pension savings. If there is no representative office of the pension fund in the city, send an application with all documents attached electronically or by fax. However, it is necessary to hurry with this application, since the right to inherit the funded part of the pension extends to the heirs within six months from the day the insured person died.
Step 4
Receive notification from PF. After making a decision on confirming the rights to the funded part of the pension, the pension fund will notify the heir about this. The latter is obliged to indicate the current account to which the entire amount of the deceased's pension savings will be transferred.
