What to do if you are on parental leave and the company you work for is bankrupt. What documents are needed to receive benefits through the Social Insurance Fund. Will you be able to get the benefits that were originally credited to you if the employer refuses to pay or has no money.
Even a large company can go bankrupt someday. If you work officially and receive a white salary, then when the organization is liquidated, you will receive all payments due.
But the bankruptcy procedure takes a long time, often several years. It is not uncommon for employers to try to fire all workers before bankruptcy. The most convenient way is to dismiss an employee of your own free will or terminate the contract by agreement of the parties. As a rule, employees have nowhere to go and they agree to the terms of the employer (sometimes these are favorable terms). But if you are on parental leave, then you must calculate how you will earn more: receiving monthly benefits for up to one and a half years or receiving payment upon dismissal. If the first option is more profitable for you, then do not agree to dismissal. They will not be able to fire you, only to cut you down (this requires liquidation of the enterprise). Don't worry that your employer will stop paying you. In this case, you need to send a list of documents to the Social Insurance Fund (FSS), they will monthly pay you the same amount as charged by the employer.
To receive payments from the FSS, you will need a package of documents:
- copy of the work book;
- vacation order;
- a copy of the birth certificate;
- a certificate from the spouse's work about not receiving benefits;
- help 182H;
- copy of the passport;
- copy of TIN;
- copy of SNILS;
- bank card details;
- application (available on the FSS website).
All copies must be certified by a notary or employer.
After receiving the documents, the FSS sends a request to the organization where you work. The employer must confirm the information within 30 days plus 7 days for postage. When everything is confirmed, the FSS will begin to pay you benefits.
As a result, by receiving money from the FSS, you do not lose anything. But if the liquidation of the enterprise occurs, then the Department of Social Protection of the Population, known to all as Social Security, will pay you the money. Their payments are limited to the established maximum for your city.
In addition, you should take into account whether you work in the same city where the legal address of the company is registered. If not, then you will need to send all the documents to the FSS of the city where the place of work is registered.
From my own experience, I can say that the procedure is short-lived and uncomplicated. And if your allowance does not meet the minimum, then it is better to wait a little and get the money you owe.
