A receipt is a very important document, the execution of which takes a minimum of time, but gives you a reliable guarantee in resolving many transactions and monetary conflicts. The receipt has full legal force, therefore it does not need a notary certification. If you are not sure of the honesty of the person with whom you conclude a deal, or the loan amount exceeds 10 minimum salaries, then certify it with a notary for reinsurance.
Drawing up a receipt. There are no strict forms or filling forms for receipts. It is written in free form by the recipient of the money. In the receipt, indicate the amount, information about the transaction, full name. and passport data, as well as the addresses of actual residence of both participants in the operation. This document should also indicate information that the parties to the transaction do not have any claims against each other. Date and sign.
Certification of a receipt. Make it in duplicate so that in case of claims you can present your copy of the document. If you are not sure about the reliability of the partner or are making a deal with him for the first time, ask two witnesses to be present when drawing up the receipt and certify both copies with your signatures. Certification by a notary is not required. But if you want, notarize the receipt.
Formalities. Take the receipt from the borrower before they receive the money, and not after that, as he may refuse to write the receipt, referring to the fact that he allegedly did not take any money. In the receipt, also indicate the percentage (if any) at which the money was borrowed and the term for their payment. To certify a receipt by a notary, agree in advance with him about his presence during your transaction: this way there will be no claims about the legality of the transaction.