For the majority of Russians, those who began their labor activity before 1991, when calculating a pension, both work and insurance experience are taken into account. In essence, they are completely different, therefore, when calculating them, different criteria are taken into account.
The procedure for calculating seniority is regulated by paragraphs 3 and 4 of Art. 30 of the Federal Law “On Labor Pensions in the Russian Federation”. The total length of service includes all periods up to January 1, 2002, when you were employed. According to the law, the length of service, which is confirmed by entries in the work book, includes all periods of work as a worker or employee, as well as service in a paramilitary guard, work in special communications agencies, a mine rescuer or an individual entrepreneur. Creative activity is also considered work experience. It will also include years of service in the ranks of the Armed Forces, as well as staying in places of detention beyond the term when the case is reviewed. The work experience will take into account periods of temporary disability, if it began when you worked, as well as periods when you did not work due to disability of the 1st or 2nd group, which occurred as a result of an injury received at work. The work experience will also include periods when you were officially unemployed and received benefits, moved to another region for subsequent employment.
In accordance with the current legislation, the periods of study at full-time departments in universities and technical schools are not included in the general work experience, but they will be included in it if you received an education by correspondence, combining it with work. In addition, the time when you took care of a disabled person of the 1st group, as well as a disabled child or an elderly relative, if, according to a medical opinion, they needed such care, will also be included in the work experience. The wives of military personnel will be counted as seniority during the period when they stayed with their spouses in those areas where it was impossible for them to find a job. Citizens who have been unreasonably prosecuted and have documents confirming this can also expect that the period spent behind bars will be counted as seniority.
It is much easier to calculate the insurance experience. According to Art. 10 of the aforementioned law, it will include all periods during which your employer transferred insurance contributions to the Pension Fund of the Russian Federation. For this to happen, you just need to be insured in the compulsory pension insurance system and have a policy confirming this fact. The basis for calculating the pension during the period when you paid insurance premiums is not the length of service, but the amount of money that was credited to your personal insurance account.