What is "maternity capital"? How big is it? Do you plan to increase it? Who is eligible to receive it? How can you use it?
1. Maternal "Family" capital is one of the measures of state support for Russian families aimed at increasing the birth rate.
2. The size of the "Family Capital" in 2018 is 453 thousand rubles. It is not planned to increase it in the near future.
3. The right to receive the "Maternity capital" has the citizens of the Russian Federation who gave birth or adopted a second or subsequent child in the period from January 1, 2018 to December 31, 2021 (in some cases, the minor himself, until he reaches 23 years of age);
4. You can get the "Maternity Capital" at the regional office of the Pension Fund of the Russian Federation by submitting a package of documents (copies of passports, copies of birth certificates of both children, SNILS of the applicant, documents confirming the citizenship of the mother and child).
5. You can use maternity capital:
- as monthly payments. First of all, low-income families were entitled to a monthly payment from maternity capital in the event of the birth of a second child from January 1, 2018. The payment is provided until the child reaches 1, 5 years old.
- to pay for preschool education, pay for the supervision and care of a child, pay for the use of the premises and utilities in the hostel during the period of study at the educational organization;
- improvement of living conditions;
- retirement savings of the mother;
- purchase of goods and services intended for social adaptation and integration of disabled children into society.
Separately, it is worth noting the preferential mortgage for families with two and three children.
Loan funds are allocated to families with two and three children at a preferential rate of 6% per annum.
Obtaining a certificate and managing its funds is not limited in time.