Someone does not regularly repay the loan, someone has "forgotten" to pay taxes for several years. All of them are already listed in the "debtors" category. And soon they will come to collect debts.
As a rule, debt collection begins after a court decision. Not later than 5 days after the announcement of the verdict, the decision with the order of collection falls to the person who will "knock out" the debt. Or he ends up at the bailiffs.
But no one will go straight to the debtor. The decision to collect the debt is valid for 3 years. Therefore, it is not at all necessary that the bailiffs will run to repay your debt the very next day. To begin with, the debtor will be reminded several times about the debt by mail or by phone. And they will also be convincingly asked to repay it. If he doesn't react, then the bailiffs go to him.
However, when they come, they have the right to even get into a closed room. By the way, bailiffs visit debtors always accompanied by special services - representatives of the police or riot police. After all, some debtors behave very inadequately.
On the spot, the bailiffs describe the personal property of the debtor, while assessing it. As a result, they must describe the property for an amount equal to the amount owed. First of all, household appliances are used to pay off the debt. But the bailiffs pay little attention to works of art.
Now in Russia there is another effective method of debt recovery. And voluntary. The debtor is simply not allowed abroad. And he learns about this already at passport control. And until he pays off the entire debt, travel abroad will be closed for him.