Buying a home is an important and truly burning issue for many, especially young, families. Buying an apartment today is quite an expensive pleasure, so people are thinking about buying on credit or investing money in housing under construction, since it is much cheaper than finished. However, in all cases, you need to carefully study the real estate object, its seller and know what documents will be needed to complete a particular transaction.
So, if you do decide to buy your own apartment, remember what documents you may need to buy a home. It is compulsory that you present an identity card. Naturally, the best option would be a passport, as well as a military ID for those who are serving, or an officer's ID. For people who are officially married, the consent of the spouse for the purchase of an apartment, certified by a notary, is also required. In the event that the transaction will be executed by power of attorney, the buyer must present a power of attorney certified by a notary with a package of documents that confirm his identity. Naturally, for the purchase of an apartment, a contract for the sale and purchase of real estate signed by both parties is also required.
If the buyer does not have the opportunity to purchase an apartment for cash, then a mortgage purchase transaction can be organized. In this case, the buyer needs to contact the bank and find out the exact list of documents required to confirm his financial solvency, income level and other things. A mortgage loan is issued in almost any bank, so you, as a buyer, just need to choose the most suitable one.
Buying housing under construction, as already mentioned, is quite attractive for many buyers. The main thing here is to carefully study the developer organization so that you don't have to wait for your apartment for too long, and maybe forever. It is imperative to check all the documents of the developer that allow him to carry out work in one place or another.
It is also possible to obtain a certificate for the purchase of housing, but only if the buyer belongs to the category of citizens who need to improve their living conditions. These include military personnel and employees of the internal affairs bodies, as well as citizens subject to resettlement from military camps. Upon receipt of the certificate, the buyer receives a subsidy from the state budget for the purchase of housing.
