Despite the fact that there are a lot of insurance companies now, by and large, no one is insured against the accident itself. Especially those who work in hazardous industries and in places where there is a threat to health or even life.
Instructions
Step 1
If a subordinate is injured at work at your facility, provide immediate medical attention on the spot and send him to the hospital for examination or direct treatment. Decide whether everything remains at the scene of the incident as it was at the time of the incident. This is necessary to clarify the full picture of what happened.
Step 2
Organize a commission of inquiry, which should include you personally, as a manager, or any other representative of the management of your enterprise, a member of the state labor inspectorate, a representative of the labor protection committee, representatives of the medical service. The task of the commission is to find out the true cause of the incident and whether the victim is guilty of the incident.
Step 3
Take testimony from witnesses, study in detail the nature of the injury and all the details of what happened, familiarize yourself with all the results of the examination, as well as with the data of the employee's medical record after his discharge. If your employee has been insured, send a notice to the insurance company.
Step 4
If the accident was fatal, be sure to immediately call a representative of the prosecutor's office. Inform the victim's relatives about the incident.
Step 5
If the injury was serious, group or fatal, after registration, send the documents to the prosecutor's office and local authorities.
Step 6
Make sure that the commission makes its opinion within three days if the damage was minor. In case of severe injury, no more than 15 days should elapse from the date of the incident. If you do not meet the deadline, you have the right to extend the investigative period of the commission for another 15 days.
Step 7
As soon as the commission makes its opinion, compensate for all the costs of treating the victim. While your employee is on sick leave, pay him or her disability wages at the same time as he received his salary while at work, and in the same amount.
