If you have two or more children, one of whom was born after 2006, you are entitled to such a measure of state support as maternity (family) capital. And, of course, you can buy a house using the funds of this capital.
Necessary
- - state certificate for maternity capital;
- - the passport;
- - birth certificates of children;
- - marriage certificate;
- - SNILS (pension insurance certificate) of the applicant and children;
- - copies of all these documents;
- - statement.
Instructions
Step 1
So, you have a certificate, you have found the house you want to buy. Your first action is to conclude a purchase and sale agreement, in which you need to indicate exactly how much the seller will receive from the state (according to the certificate), and how much in cash (if the price of the house exceeds the amount of maternity capital). It is better to turn to a lawyer to draw up a sale and purchase agreement, because there are many "pitfalls" that you may not know about.
Step 2
Register a sale and purchase agreement at the registration center and receive certificates of state registration of ownership of residential premises for all owners (usually the wait is 5-7 days).
Step 3
Submit the following package of documents to the pension fund:
- the passport;
- birth certificates of children;
- SNILS for the applicant and children;
- certificate for maternity capital;
- house sale and purchase agreement;
- certificates of state. registration of the right to a dwelling;
- copies of all of the above documents
- account number, or a copy of the seller's passbook
- statement.
Within two months, you will receive a notice by mail informing you whether your application is approved or not. If the answer is yes, the money will be transferred to the seller.