To write a claim, you must have a clear idea of what it is. A claim is a written claim for compensation for damage resulting from an insured event. The purpose of the claim is a peaceful pre-trial settlement of the problem. Take the filing of a claim seriously, because the correctness of its preparation and the information contained in it depends on how quickly and to what extent your requirements will be satisfied.
First of all, in the claim, indicate the name, position of the person to whom you are addressing the claim. The head of the insurance company acts as such a person. Then write information about yourself (the sender), be sure to indicate the last name, first name, patronymic, your address and telephone number.
The next thing to reflect in the claim is a detailed description of the insured event, try to refer to the insurance rules in order to know for sure that you did everything in accordance with the rules, and the insurance company could not present anything in response and concluded that your actions were directed to get insurance. Next, indicate the list of documents handed over to the insurer in accordance with the insurance contract, and describe what the essence of the claim is.
The next step will be to outline your requirements, emphasizing that if the insurance company does not fulfill them, then you will go to court, and there you will demand, in addition to all this, the payment of a penalty for delay and compensation for moral damage. Be sure to write a list of documents that are attached to the claim, do not forget to indicate the date of the claim and put your signature.
In the claim itself, you must refer to the articles of laws that the insurance company is violating. The document itself is sent to the insurance company by mail in writing, i.e. written either by hand or using technical means. Submit your claim by registered mail with acknowledgment of receipt. Or personally bring the claim to the reception of the head of the insurance company with a note from the insurance company on your copy of the claim, that is, the incoming number, date and signature of the person who accepted the claim.