Having a checkbook, you can easily pay for purchases, certain services, without visiting the bank yourself. The amount written out on the check is handed over to the bearer. Both check and money checks are used.
A checkbook is a pretty handy thing if you don't want to carry cash with you all the time. Also, it is this form of calculation that will help out when banks are already or are still closed or there is no ATM nearby. It is believed that checkbooks are a phenomenon from the past, because now many people have preferred plastic cards. However, there are situations when it is more profitable and easier to use a check book. With the help of a check, you can pay for a service, buy a product. Checks are divided into purely cash and settlement checks. The first is a kind of instructions to the bank how much to give the bearer in cash. But there are also checkbooks, for such checks an order is sent to transfer a certain amount to the account of an individual or a company that presented the check. Today, it is money checkbooks that are most actively used. The fact is that the use of checking checks is a rather troublesome business. In addition, they are more popular in Europe and America. You need to order a checkbook through a bank. It is noteworthy that the appearance of the check book can vary depending on the organization from which it was received. You can buy a checkbook for any number of checks. You will need to make a payment for the book, a certain amount you will pay only once. Bank checks must be filled in according to samples, the slightest discrepancy will lead to the check being invalidated. You cannot make edits to the document, you need to pay attention to the correspondence of signatures. Both the "autographs" and the stamps affixed to the money order will be subject to a comparison. It is by them that the authenticity of the check is determined. The checkbook must be filled in by only one person! As a rule, the mission is entrusted to the head of the enterprise or an accountant. It is better if the checkbook is kept in a safe safe, after all, it is a financial document. The use of a checkbook gives greater security, because this security is thoroughly checked, it is difficult to forge a check. It will be much easier to control what amounts will "flow away" from the account if you use a checkbook. But if you write a check in order to get money from it yourself, it becomes clear that a lot of time is spent on the operation. In this sense, bank cards win. But they are not so reliable. The issued check will be valid within 10 days - during this time it is necessary to have time to cash out the amount indicated on this paper. You always need to check with the bank - where you can get money by check, whether only in a particular branch or in others too.
