The inheritance of bank deposits is carried out in a certain order. The general rules of inheritance, which are enshrined in legislation, are applied to deposits, including cash deposits. The current Civil Code of the Russian Federation establishes a period during which the heirs must declare that they wish to enter into inheritance. This period is equal to six months, that is, six calendar months.
Funds from a deposit can be obtained only after a certificate has been issued, where the right to inheritance of a certain person is clearly spelled out. In the absence of such a document as a will, the order of inheritance of bank deposits will take place in accordance with civil and family law. This helps ensure the right approach to dealing with inheritance issues. For example, in the event of the death of one of the spouses in a registered marriage, not only the property belonging to the deceased personally will be inherited, but also the part that constituted his share of the jointly acquired during the marriage relationship. This also applies to such inheritance as cash deposits in Sberbank.
In some cases, it may be necessary to protect property belonging to the deceased and subject to inheritance. For example, a decision may be made to subscribe to a cell in a bank to save deposit documents. The expenses that will be required for this can be reimbursed from the inheritance and within the limits of its value. In this case, the heir will have the opportunity, before the expiry of the six months period adopted by law, to apply to the financial institution in which the deposit is contained.
It is possible to receive part of the funds ahead of schedule in order to organize the funeral of the testator and ensure the protection of inherited property. To do this, it will be necessary to deal with the execution of a resolution on the issuance of funds. To obtain such a document, contact the notary at the address where the inheritance rights are opened. Receiving a deposit in the bank is possible only after the specified document is presented.
