In order not to live from paycheck to paycheck, not to take on debts and afford expensive things, you need to learn how to save. You should not immediately give up healthy food and switch to semi-finished products, you need to approach savings wisely.
Instructions
Step 1
Start recording all your spending, see where your money really goes. Perhaps at the end of the month you will find yourself wasting unacceptably large sums of money on alcohol or other harmful things. Review budget allocation.
Step 2
It is not worth changing your eating habits in order to save money, but you can save on food. Plan your menu a few days in advance, make a list of the foods you need, and always stick to the list. Do not go to the store on an empty stomach - this way you will gain a lot of excess. Don't buy a lot of perishable food - only take what you actually eat. Go to the nearest supermarkets, compare prices, choose the cheapest one.
When buying a medicine - study its composition, try to find a cheaper analogue - very often the overpayment for a popular manufacturer is a major part of the price. Estimate the cost of drugs in different pharmacies and choose the cheapest one.
Step 3
Buy clothes on sales and in stocks, when choosing a new thing, carefully think about whether there are things in your wardrobe with which you will wear it. Do not buy trendy clothes, in six months they will become irrelevant, you will need something new.
Step 4
Housing costs are most often fixed, but you can also save on them - try to use as little electricity, water, and gas as possible. If you rent a house - analyze the real estate market, perhaps you are overpaying and it is worth looking for something else. Choose a favorable tariff for your mobile phone and internet.
Step 5
Find a cheaper alternative to your hobby - if you go to the gym, look for a cheaper one, instead of buying books in bookstores, sign up for a library.
Step 6
If your workplace provides a place for eating, storing, warming up food - buy special lunch boxes and carry lunches with you - business lunches in catering establishments make a significant hole in the family budget.
