What You Need To Get An Insurance Policy

What You Need To Get An Insurance Policy
What You Need To Get An Insurance Policy

Video: What You Need To Get An Insurance Policy

Video: What You Need To Get An Insurance Policy
Video: Don’t Buy a Life Insurance Policy Until You Watch This! 2024, December
Anonim

Today, an insurance policy is one of the most important documents that all persons in the territory of the Russian Federation must have. The compulsory medical insurance policy gives the right to receive free medical services in all regions of the country.

What you need to get an insurance policy
What you need to get an insurance policy

You can get a compulsory medical insurance policy at an insurance medical organization, while the services are provided free of charge. A citizen has the right to independently choose a health insurance company, for this he needs to fill out an application for choosing or replacing an insurance medical organization. This application can be submitted independently or through a proxy, then it is necessary to issue a power of attorney, unless the documents are submitted by a parent or legal guardian.

In addition to the application, the CMO must provide originals and copies of certain documents. So, to obtain an insurance policy for a child under 14 years old, you need to prepare a birth certificate, if you have SNILS and a passport or other document confirming the identity of the child's representative.

Citizens over 14 years old can independently obtain a compulsory medical insurance policy. They need to provide a document confirming their identity and in the presence of SNILS.

Refugees, foreign citizens and stateless persons living in the Russian Federation temporarily or permanently, persons without a fixed place of residence and occupation have the right to obtain an insurance policy. The list of documents that will be required for these categories of citizens can be clarified directly in the selected HIO.

It must be remembered that in the event of a change in the place or date of birth, gender or full name, the compulsory medical insurance policy must be replaced. In this case, the insured person is obliged to notify the HMO about the changes that have occurred within a month. If a person has lost the policy, then he must also notify the CMO about this and receive a duplicate of it.

It is possible to reissue and receive a duplicate of the insurance policy from the CMO on the basis of an application, while it is necessary to provide originals and copies of the above documents. On the day of filing this application, the CMO is obliged to provide a temporary certificate, which is valid for 30 calendar days and according to which a person can also receive the necessary medical care.

Recommended: