Recently, more and more often, citizens are faced with refusals to pay when an insured event occurs. In almost any insurance company, one should expect such a turn of events when company representatives, upon the occurrence of an insured event, will begin to look for various ways not to pay damages, or pay less than the declared amount. How do you get the insurance company to pay?
Instructions
Step 1
As you know, the rescue of drowning people is the work of the drowning people themselves. Therefore, before purchasing an insurance policy, inquire about the reputation of the insurance company.
Step 2
When signing an insurance contract, read all points carefully. Delve into all the conditions prescribed in the contract.
Step 3
Having received the policy, strictly follow the terms of the contract so that in the event of an insured event, the insurer cannot be accused of violating the terms.
Step 4
The most frequent refusals in payments are received by motorists. It is CASCO insurance that breaks all failure records. The reasons are all sorts of loopholes from a driver's sobriety certificate to a certificate from the meteorological service. They can also refuse due to the fact that the breakdown was not corrected after the previous accident. Do not use a damaged machine until it is fully rebuilt.
Step 5
The payment is also denied because of "car operation on worn tires". Here you should be guided by the rules of the road, in which the norms of tire wear are prescribed. Read the parameters, check the examination data, which will indicate the level of wear.
Step 6
If there are no violations on all clauses of the insurance contract, and the company is delaying payment, ask for an explanation of the delay. Hurry up the company representatives, remind about yourself more often. Of course, this requires a certain endurance and nerves of steel, but this is the most effective method.
Step 7
If all methods have been tried, and the company still refuses to pay for the damage, go to court. Gather all the evidence, acquire witnesses and a lawyer, be patient and file a lawsuit.
