How To Determine The Insurance Experience

Table of contents:

How To Determine The Insurance Experience
How To Determine The Insurance Experience

Video: How To Determine The Insurance Experience

Video: How To Determine The Insurance Experience
Video: Globant Webinar | Innovation in Insurance: How Technology is Reshaping the Insurance Experience 2024, December
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To receive benefits for temporary incapacity for work, there is such a thing as insurance experience. The amount of compensation paid depends on it, therefore it should be treated carefully.

How to determine the insurance experience
How to determine the insurance experience

It is necessary

Employment book or other document confirming the length of service and payments in the FSS of Russia

Instructions

Step 1

The insurance experience is calculated based on several parameters: - periods of work under an employment contract; - periods of civil and municipal service; - periods of activity during which a citizen was subject to compulsory social insurance. The calculation is made for the entire calendar year. The 30 days of the period are converted to a month, while the 12 months are converted to a full reference year. If the data for several months is the same, then they are also drawn up as a single insurance period. The insurance experience is taken into account, as a rule, according to the work book. If it contains inaccurate data, or it is absent, additional documents are attached: - employment contracts; - certificates from employers; - personal accounts for the payment of wages.

Step 2

If the total insurance experience exceeds 8 years, then compensation is paid in the amount of 100% of the average earnings for the entire period. If the length of service is from 5 to 8 years, then the size of the payment reaches 80%. The rest of the workers, according to the Labor Code of the Russian Federation, are entitled to 60% of the average salary. The insurance experience is taken into account only when the corresponding insurance premiums were made to the FSS of Russia for the specified period.

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