With the development of banking technologies, enterprises increasingly prefer the transfer of salaries to employees on plastic cards, rather than cash through the cashier. In addition, the method of payment of funds to employees for their savings books has not lost its relevance.
Instructions
Step 1
To pay salary to an employee to a bank card, create a payment order. Indicate its number and date, the amount of payment in figures and words, TIN, KPP and payment details of your company (current account, bank name, its BIC and correspondent account), last name, first name, patronymic, TIN and payment details of the employee. In the purpose of the payment, write the source of the payment, for example, salary for April 2012, and make a note that payroll taxes have been withheld and paid.
Step 2
If your organization has a lot of employees, the best solution would be comprehensive banking services within the framework of a salary project. Conclude an appropriate agreement with the bank, discuss the amount of the commission for transferring funds to employees' card accounts. Get an electronic digital signature (EDS) for signing and transferring to the bank lists for crediting money to the personal accounts of your company's employees.
Step 3
Create a general payroll payroll. Prepare a payment order to transfer the amount according to the statement: indicate the number and date, the amount of the payment in figures and words, the payment details of your organization and the servicing bank. In this case, in the “Beneficiary's account” field, use a special balance account designed for settlements with plastic cards, which you can get from the bank's employees.
Step 4
Prepare a separate payment order for payment of the commission for crediting funds to card accounts in accordance with the service agreement. Typically, such payments are sent directly to the bank's income accounts. However, some banks allow the inclusion of the commission amount in the payment order for the payment of wages, but in this case it is necessary to make a corresponding note in the purpose of the payment.
Step 5
If you use the Client-Bank system, download payment orders from the accounting program or type them manually. Perform the necessary operations in the system to sign and send documents to the bank for payment.
Step 6
To send a list to the bank for crediting money to employees' accounts, create an electronic file in the format suggested by the bank. If necessary, print the statement, sign it with the persons indicated on the card with samples of signatures and seal imprints, affix a seal, scan it and send it to the bank through the Client-Bank system or by e-mail.
Step 7
If your company uses paper document flow, transfer payment orders to the bank teller, and payroll records to the department for work with plastic cards.
Step 8
If an employee wishes to receive wages for a savings book, ask him for bank details: the name of the bank, his BIC and correspondent account, an account for settlements with individuals or for other transactions, the client's personal account. They can be obtained from the branch of the bank where the savings account is opened. Prepare a payment order for the amount of salary due to the employee and send it to the bank for payment.
