An insured event is a situation when, according to the property insurance contract, the damage that was caused to your property is eligible for the indemnity article. If we take into account such insurance systems as, for example, OSAGO or DSAGO, such damage can be called almost any harm caused while using a car independently or by third parties.
Instructions
Step 1
If we talk about another insurance system, namely, CASCO, in this case only damage is considered that can only be caused to your car. This applies to theft of a car, damage during an accident.
Step 2
Your main task for starting the registration of an insured event will be to thoroughly understand the situation. Carefully read the insurance contract, find all the necessary points according to which you are entitled to compensation for the damage caused, calculate the amount you can count on. Collect all witness statements and any other documents that have anything to do with the case. The fact is that companies are not very fond of paying for insurance, besides, there are also enough cases of fraud on the part of motorists today. That is why, before you can receive your money, the company will conduct a thorough check of all the circumstances of the case.
Step 3
Collect all the certificates as quickly as possible and notify the insurance company about the insured event. If your car is damaged in a fire, firefighters must give you documents from the meta of the incident. If possible, try not to change anything at this location until the insurance company inspects the fire site.
Step 4
If the problem is that the car was stolen, first file an application for the theft of the car to the police, and then collect all registration certificates that the application was accepted, when it was accepted and information about all the circumstances of the case.
Step 5
If you collide with another car on the road, make sure that the inspector provides you with all documentary information, including photos from the scene.
Step 6
If all these rules are observed, it will be much easier to issue an insured event. The main thing is to try not to panic at the scene of the accident, do not pay off the road accident participants with money, otherwise contacting the insurance company will be useless. Do not be afraid to defend your rights, just get ready to fight for them correctly.
